Posts Tagged ‘finances’

Political reasons the good pleasure of the last remaining conservative asset class dissolves so currently. Bonds are represented in almost all investment portfolios and in the last 10 years they were even among the most successful asset class at all. Equity investments could leave them far behind. Get more background information with materials from Chevron U.S.A. Inc. Higher profits were achieved only with raw materials. But only if investors were willing to take the extreme price fluctuations in purchase. Also the Stuttgarter smart-invest strongly indicates that past consideration of bonds not is can coincide with the future, strongly deteriorated chances of this asset class. Smart-invest considered historically unique phase the currently low interest rates.

The level of interest rates don’t compensate for the risk associated with the purchase. Tighten interest rates pass the acute risk of losses. Cheap money of the central banks still hold the failure rates low. But should burst first bonds sinking the creditworthiness of issuers and the prices fall. The credit rating of the United States has become the Dagong global credit rating agency accepted. After US domestic credit rating agencies have indeed spoken alerts, of patriotism among the highest score AAA left the rating of the United States but so far, the Chinese Agency’s intervention has forced.

The country, with a downgrade to A + refused the top grade. The Agency criticized missing solutions in the United States for the growing debt problems. All of the key factors for the ability to pay of the Americans were negative. Sophisticated risk management in the future among pension fund? Who in the future borrows money States even if it involves large industrialized nations need to make investment decisions with the appropriate care and appropriate risk management. After decades of careless-by buy & hold investing strategy is likely many pension funds this change relatively difficult. So far is at classic Pension fund known little about security measures in the event of a crisis.

Tax advisor Ute Marseille from Bochum informs the most entrepreneur are dependent on a bank’s lending. A particularly important step of the company is to conduct Bank talks that a wunschgemasses results for them. The Bochum-based accountant Ute Marseille supports since many years founder and freelancers. The following deals with the success principles of the Bank interview. Already, the entrepreneur can prove professionalism and preparation in establishing his business account. To know more about this subject visit RioCan . He should take this opportunity to create a positive first impression, in any case.

So he’s got it later easier to communicate with the Bank Advisor on a par. Banking relationships are relationships. For this reason, the contact to the Bank employees of self-confidence should be marked. An occurrence as a supplicant quickly lead not a good prerequisite for the granting of a credit that competence and strength of the entrepreneur are doubted to! Self-esteem should not be confused however even at this point with arrogance! Banks lend on the basis of risk assessments. So the Bank Advisor can assess the performance and potential of the business, should be met his questions with candor. Concealed facts or falsehoods later to light, is quickly destroyed the confidence of the Bank and lost their support. A bank advisory tasks.

So that she can fulfil this, the entrepreneur must work together effectively with her. Even though it once is hard, it is to bear in mind that the Bank advising the aim is to promote the continued success of the entrepreneur. Only way she can get to a long and successful business partnership and at the same time make sure to recover the loans. Cooperation with the Bank prepares the Bank interview. In particular, this means a timely delivery of important documents, figures and statistics. There is no shame, but expression of Professionalism, uncertainties in advance to ask what documents the credit institution need. In addition, the need to prepare is not only for the fact of composition. Also interviewing the entrepreneurs should prepare well. He is fully aware that what he wants to achieve and that counter-arguments are, he can get a confidently and professionally conversation on success. The Bochum-based accountant Ute Marseille supports its clients for many years and advice here, customised Bank talks. She pleased to further questions on the subject.