It had to be only a number the greater the 18 months period in the statutory health insurance (GKV) is. The minimum contract duration in the PKV lie between 12 and 36 months. A contract is terminated but due to entry of the insurance or the customer for reasons such as unemployment has forced back into the statutory health insurance, so the protection at this time ends, regardless of how long the customer was insured. But why should be change a car necessary? New health assessment and a new age make this not make sense. Has the insured person at the time properly dealing with the topic and carefully discussed the selection criteria, a change is not meaningful. Error 7: the private you must in advance generally occur and then claim back the cost.” Whatever these blanket statements here come here one has once again”not read and does not end thinking.
Just for high cost hospital a direct payment by the finds so-called clinic card”(card for the privately insured) method instead. This system, the only the HUK Coburg, medical assistance (LKH) and Debeka are not connected, the customer owes a direct settlement between hospital and insurance. Out-patient or dental costs are billed and can be submitted as well only to the refund and then paid to the doctor. “Error 8: who, for example, at some point is dependent on the help of a psychotherapist and is according to the Federal Chamber of psychotherapist after all any third insured in the course of his life often experienced a nasty surprise, if the costs are not covered then.” Funny, just a few (< 5%) Tariffs in the PKV offer no services for psychotherapy (outpatient), other tariffs cover not only the patient, but of course also the stationary (psycho -) therapy area and offer more choice and protection in part as a statutory health insurance.