REFERNCIAS17 1. The CREDIT HEADINGS 1,1 INITIAL CONSIDERAES the enterprise activity, in it understood the segments of the industry, docomrcio and of the rendering of services, are exerted in the market enter the companies econsumidores of goods and services, having as one of its main supports, ocrdito. This credit normally elapses of operations of purchase and sales I convene, of loans or same payments through checks. For formal arepresentao of the related ones> credits are used documentosdenominados of credit headings. Read more here: Rio- Tinto Group. 1.2.
CONCEPT AND SPECIES OF CREDIT HEADINGS Heading of credit generically expressing, are a document that has comoobjetivo to represent a relative credit to a specific transaction of market, facilitating in such a way its circulation between diverse distinct bearers, substituting in data moment the current currency or in cash, beyond to degarantir the security of the transaction. Considering its main characteristics and what melhorexpressa the doctrine, we can appraise credit heading as a documentorepresentativo of the right of pecuniary credit that in it if contains and that to podeser by itself executed, of literal and independent form, independently to dequalquer another underlying or implied legal transaction, being enough quepreencha the legal requirements. The credit headings are of basic importance for osnegcios, have seen that they promote and they facilitate the circulation of credits dosrespectivos values to these inherent ones, beyond propitiating security circulaode values. We still stand out on the headings credit that is fundamentalo agreement of that a credit heading is a representative document of umdireito of credit and not properly originary of this, exactly because aexistncia of a credit right does not imply necessarily in the creation of umttulo, whereas in contrast, the existence of a credit heading, exigeobrigatoriamente the previous existence of a credit right the serrepresentado one formal for the respective heading. The origin of an obligation represented for a decrdito heading, can be: ) Extracambial, that is the case for example of a person quepede loaned a computer to a friend it returns and it with defect, decurrent domau use.